Self Employed Clients

Are you self-employed and worried that you won't be able to qualify for a mortgage? As your mortgage broker, I'm here to tell you that being self-employed is not a barrier to homeownership.

While it's true that self-employed individuals may face additional documentation requirements and may have a more complex income stream, it is possible to qualify for a mortgage. Lenders look at a variety of factors, including your credit score, income, and debt-to-income ratio, when determining your eligibility for a mortgage.

To improve your chances of qualifying for a mortgage, it's important to have a consistent and stable income stream. This may include providing tax returns, profit and loss statements, and bank statements to demonstrate your income and cash flow.

As your mortgage broker, I can help you understand the documentation requirements for self-employed individuals and guide you through the mortgage application process. By working with lenders who specialize in self-employed borrowers, I can help you find the best mortgage product for your needs.

Keep in mind that self-employed individuals may face additional challenges when it comes to qualifying for a mortgage. However, with the right documentation and a strong financial profile, it is possible to achieve your homeownership goals.

Being self-employed is not a barrier to qualifying for a mortgage. Lenders look at a variety of factors when determining your eligibility, and with the right documentation and financial profile, it is possible to achieve your homeownership goals. Contact me to learn more about your options as a self-employed borrower.